Insurance coverage and peace of mind.  We’ll help you buy the right policy to protect your family and all your valuables.  

Explore your insurance options with our affiliate, Atlantic Insurance:

Fire and Allied Perils Insurance
Motor Vehicle Insurance
Life Insurance
Personal Accident Insurance
Miscellaneous Insurance

Fire and Allied Perils Insurance:

Protect your assets and investments with Fire and Allied Perils Insurance from Atlantic Insurance. Coverage provides you with indemnity against loss or damage to your commercial and residential buildings, stock, contents and equipment:

The policy would cover any loss or damage caused by:
• Fire and Lightning
• Explosion
• Riot and Strike
• Malicious Damage
• Earthquake
• Fallen Aircraft
• Flood
• Hurricane and Storms

You can also receive additional coverage for:
• Road Impact
• Burst Pipes

Motor Vehicle Insurance:

Looking for flexible coverage to protect your vehicle and to provide security from other road liabilities? Protect your family and your vehicle with Motor Vehicle Insurance from Atlantic Insurance.

Choose from several Motor Vehicle Insurance options including short-term or one-year coverage against third-party liabilities, or comprehensive liabilities.

• Third Party Act – Receive compensation for public road traffic accidents causing bodily injury, death, medical expense incurred, and vehicular damage. 
  • Maximum Liability Limits as stipulated in the Laws of Belize
  • BZ$20,000.00 for property damage as a consequence of any one accident
  • BZ$50,000.00 for bodily injury or death for any one claim by a person
  • BZ$200,000.00 for bodily injury or death for all claims from one accident
    (Note: provides compensation for surviving dependents)
    No deductible
    
    
• Third Party Standard – Receive compensation for vehicular accidents on both public and private roads.
  • Standard Maximum Liability Limits
  • BZ$250.00 for property damage for any one claim or series of claims because of an accident   
  • BZ$1,000,000.00 for bodily injury or death for any one claim or series of claims cause by an accident (Note: some exceptions apply)
    No deductible
    
    
• Comprehensive Motor Vehicle  - Secures financial vehicular losses against road accidents and unexpected crisis as theft, riot, strike, and flood and liability to third parties
  
  
• Comprehensive with Hurricane – Your choice for comprehensive coverage including incidences of tragedy as a result of natural causes.
  
  
  Requirement:
  • Inspection of vehicle having a maximum age of 10 years
  • Bill of sale and/or customs entry 
  
  
Minimum sum insured:
• $10,000.00 for 4 cylinders
• $15,000.00 for 6 and 8 cylinders   
               
  Deductibles are applicable

Additional Option to Motor Vehicle Insurance:

A one-year life insurance can be added for named persons as a driver and/or passengers, depending on seating capacity of the insured vehicle.  Life policy covers death, whereas passenger liability compensates for death, bodily injury and medical expenses for travelers in the vehicle. Maximum Liability Limit - $15,000.00 per person.

Life Insurance:

Protect the people you love and care for the most. Enjoy peace of mind with affordable Life Insurance policies from Atlantic Insurance. Choose from a number of customized individual and collective life plan selections for clients or group between 15-60 years of age.

Your options include:

• Ordinary Life
• Term Ordinary Life
• Endowment Plan
• Education Plan
• Funeral Plan
• Cancer Plan
• Temporal Life (Term)
• Mortgage Cancellation
• Collective Life Insurance

Your benefits vary according to chosen option.  

Personal Accident Insurance:

Prepare yourself for the unexpected! Be responsible and protect yourself, your family and employees in the event of accidental death with options for serious or fatal injury, or medical expenses incurred.

• Coverage provided for:
• Accidental Death
• Permanent Incapacitation
• Temporary Incapacitation
• Medical Expenses
  

Miscellaneous Insurance:

Coverage tailored to meet your specific insurance needs. Additional insurance coverage also provided for:

• Travel Insurance
• Marine Cargo Insurance
• Public Liability Insurance
• Employer’s Liability Insurance
• Loss of Income Insurance
• Theft Insurance
• Aviation Insurance
• Bond Insurance

All your claims shall be handled promptly and efficiently through our insurers, Atlantic Insurance Company Limited.