Your business financing needs are always evolving! Why shouldn’t your credit options? Learn more on how to access capital for construction, purchase of equipment, real estate, and inventory. We offer business and personal solutions to facilitate short, medium, and long-term objectives.
Recommended for:
New or Existing Viable Enterprises
- Purchase of real estate
- Construction – materials and labour
- Purchase furniture and equipment
- Purchase inventory
- Working Capital or Overdraft Facility
- Loan Refinancing
Opening of Accounts/Service
- Walk in and see a Credit Officer or call and make an appointment
- Take an interview. We’ll help you make the right choice.
Product Features and Benefits
- 14 - 19% on the reducing balance
- Term of loans: 1 - 15 years
- Group Temporal Life Insurance Coverage on customer(s), payable in one (1) year advance, for the life of the loan.
Requirements For Services
- Proper identification (Passport or Social Security)
- Be between the ages of 18 years and 65 years.
- Proof of Repayment capacity.
- Company Legal Documentation / List of Shareholders / Certificate of Compliance/Resolution to Borrow
- Business Plan/Feasibility Study
- Audited Financial Statements – Income and Expense Report, and Balance Sheet
- Documentation on guarantees to be provided
Commercial loans are granted for all purposes on a term basis and on a reducing balance for loans and use owner-occupied property as a collateral. Additionally, other credit products such as vehicle loans, credit cards, and other lines of credit based on equity value of customer may be made available on a pre-approved basis.
Find the right credit solution for your business needs!
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